Farm & Ranch

Farm and Ranch

The Farm and Ranch program uses forms developed in conjunction with the American Association of Insurance Services (AAIS) and insures the usual and unique property exposures of most horse farm owners, whether their operations are primarily personal, commercial, or both. It provides insurance coverage for dwellings, farm buildings -including barns, arenas and personal property including tack and related equipment.

The program allows an applicant to choose coverage forms, deductibles, and loss settlement options for most eligible classes of property.

In addition to providing coverage for the structure and household property, the following related coverage is provided for a dwelling insured under Coverage A:

The program also offers options that enhance the
principal coverage:

The Elite Form

Extra Expense Coverage for Farm Barns, Buildings, and Structures

Scheduled Personal Property Coverage

Tack and related equipment is covered at 100% of the coverage limit while the property is away from the primary farm location.

The Farm and Ranch coverage can be combined with the Equine Commercial General Liability coverage and Care, Custody and Control coverage, plus other coverage options. Comprehensive Personal Liability, at limits equal to the each occurrence limit, can be written if the principal residence is owner occupied.

Property policies are available in all U.S. states except Alaska, Hawaii, California, Florida, Louisiana, and Texas.

Free Colic Surgery payment for ALL insured horses

Several Medical Options to choose from

All Disciplines and Breeds

Best Cow horse rates in the country

Best Dressage rates in the country

New lower rates for Warm bloods

New Lower rates for Pleasure horses

Best Low rates for Open Show and trail horses

Farm and Ranch Forms

Farm, Ranch and Facility

Estate Application

Estate Renewal Application

Race Horse Estate

Race Horse Estate Renewal

Replacement Cost Form -Farm

Wood Stove and Mobile Building

Karen Feigel, Agent