Available for owner-occupied 
dwellings insured for $150,000 
or more.  This form provides 
special peril coverage on the 
residence and household 
property. Some of the enhancements 
of this form include replacement 
value loss settlement on household 
property, additional living costs at 
actual loss sustained, increased 
special limits for certain classes 
of personal property, and care, 
custody, or control at limits of 
$5,000/$25,000 (increased limits 
available for an additional premium).