Available to a horse owner 
or the lessee of a horse, this 
coverage is designed to provide 
coverage for bodily injury or 
property damage  to third parties 
caused by your personally 
owned or personally leased horse 
when used for personal or 
pleasure purposes. 

This coverage can be written as an 
individual  policy, or this coverage 
can be added to a CGL policy.

EPL policies automatically include 
your spouse and your children 
of any age when written as an 
individual policy.