Ssubject to a $300 deductible. This medical coverage is one of the best available in the marketplace. Medical coverage includes: Diagnostics - up to the full limit of the medical coverage is available for diagnostics, this can often be a significant expense in examining and treating an ill or injured horse. Lameness - coverage has no limitations on diagnostics or continuing care for lameness or other conditions. No Co-Pays - coverage has no co-pays. Continuing Care - coverage has no continuing care time limits. Navicular, arthritis, and DJD - Conditions such as navicular, arthritis, and DJD are not automatically excluded in this coverage. Medical extensions - coverage provides for up to 30 days additional coverage after expiration.